The Terms of Use set out below apply to this and all other websites owned, operated, or sponsored by any Prospero Investment Solutions Limited ("Prospero") - unless such other website specifically provides otherwise. By using the Prospero website these Terms of Use apply to you and you agree to comply with the Terms of Use. Please check the website regularly for changes to the Terms of Use. The Terms of Use may change from time to time and the terms displayed at the time that you use the website will govern your use of the website. Please address any comments or inaccuracies contained in the website to Prospero at [email protected].
Information contained on the website is intended to serve as general information on the chosen subjects and not as an exhaustive treatment of those subjects.
Calculations which may be displayed on the website are intended for the convenience of clients, may be approximations, and are intended only as guidelines. Should you wish to rely on any calculation you are advised to check the calculations before using them as Prospero will not be liable for any inaccuracy in the calculation.
Subscribing to any service or buying any product through the website is subject to Prospero's contractual Terms and Conditions, and applicable legislation.
Links to third party websites are provided for convenience only and may be discontinued at any time. The fact that Prospero provides a link to a third-party website does not necessarily mean that Prospero endorses, authorises, or sponsors that website, or that Prospero is affiliated to such website's owners or sponsors.
If any third party website, which is not under the direct control of Prospero, can be accessed from a link displayed on the Prospero website, Prospero shall not be responsible or liable for any content displayed on the third party website.
The content or information displayed on a Prospero website or any third-party website which may be accessed through links provided on the Prospero website is not intended as advice but merely as information. Before making any decision or taking any action based on any information displayed on the Prospero website or any such third-party website that may affect your personal finances or business, it is recommended that you first obtain appropriate professional advice.
Use of the Prospero website or the purchase of services or products from the country from which you may access the website may be illegal in that country. Your use of the website for any purchase that you may make is entirely at your own risk. It is recommended that you ensure that the use of the Prospero website for any purchases made by you is not in violation of the laws of any country by which you may be governed.
Prospero's services and products may not be available in your country. Contact Prospero or your local financial or legal adviser to find out which of Prospero's services and products may be available to you.
Unless indicated in writing by Prospero, nothing on the Prospero website shall constitute an offer for sale of any service or product.
The information provided on the Prospero website is not, nor must you regard it as financial or investment advice.
If you wish to use the information displayed on the website to purchase any service or product or procure financial or investment advice from Prospero, your request to do so shall be regarded by Prospero as an offer to do business with Prospero, which may be accepted by Prospero if it chooses.
The acceptance of your offer will be subject to the Terms and Conditions governing the service, product, or advice at the time of the acceptance of the offer.
The responsibility for ensuring compliance with any laws or regulations which may apply to you, remain exclusively yours and in making an offer you are deemed to have indemnified Prospero (held Prospero harmless and agree to reimburse Prospero) against any loss or damage that it may suffer arising from you breaking any laws applicable to you.
While Prospero will take care to provide accurate information on the Prospero website, the information displayed on the Prospero website is provided without any express or implied warranty (guarantee that the information is correct) of any kind whatsoever. In particular, Prospero does not warrant that it is appropriate or suitable for any particular purpose, that it is complete or accurate, or that it or any hardware on which it is stored is virus-free.
Unless otherwise indicated in writing, all information, products, and services displayed on or accessed through the Prospero website are for your personal and non-commercial use only. You may not:
When you communicate with Prospero by electronic communication provided or as may be directed on this website, you consent to receiving responses to your communications by electronic communication addressed to you by Prospero. You thereby agree that all electronic agreements, notices, disclosures, and other communications sent by Prospero satisfy any legal requirement that such communications should be in writing.
You accept the risks inherent in electronic communication in whatever form.
You consent to Prospero acting on the information communicated to Prospero electronically. You are responsible to ensure that Prospero has received the information communicated electronically.
You acknowledge and consent that Prospero, in its discretion, may retain and store your electronic communications as may be lawfully required. You agree that the electronic records stored by Prospero will constitute rebuttable proof (it may be challenged) of the content of the records.
Any email communication sent to you will be regarded for the purposes of this agreement to have been received by you when it enters an information system outside of the control of Prospero.
If you subscribe to a service or product provided on the Prospero website you may be required to choose a user ID (an identifying name) and a password. You are entirely responsible for:
You may access the Prospero website using a mobile device (including a mobile telephone). The Terms of Use apply with equal force and effect regardless of the manner of your access and browsing of the Prospero website.
The Prospero website is designed and configured for use by Internet browsers which are typically used on computers and not mobile devices. Prospero is not responsible for the wireless services used by mobile devices and disclaims any responsibility for the lack of functionality or capability or reliability of any mobile device or software used to access the Prospero website.
While the use of the Prospero website is free of charge, you will be responsible for any fees which may be charged by your service provider which may be associated with your browsing of the Prospero website.
Prospero is also not responsible for the communication of any person or confidential information between you and the Prospero website or any electronic communications mechanisms facilitated by the Prospero website and disclaims any liability for deficiencies in privacy or security of any communications made or received between the mobile device and the Prospero website.
The functionality and use of your mobile device are outside of the control of Prospero and Prospero will not be responsible for interference with the integrity, transmission, delays, limitation of network coverage, outages or interruption in the services supplied supporting the mobile device.
If any payments are to be made by you to Prospero you will be required to use a payment system authorised (consented to in writing) by Prospero. Prospero shall only use a payment system that is sufficiently secure considering the nature of the payment to be made and the risk inherent in making the payment electronically. Prospero accepts liability for any damages that may be suffered to you due to a failure in a payment system authorised by Prospero.
Your privacy is important to Prospero. Personal information transmitted to Prospero will be treated in accordance with Prospero's Privacy Policy.
Prospero will not be responsible for any loss incurred or damages suffered (whether direct, indirect, special, or consequential) to you or any third party that may be attributable, directly or indirectly, to the use of, or reliance upon, any content displayed on the Prospero website by you.
Except as provided in 9, Prospero will not be responsible for any interruption, delayed or failed transmission, loss of programs or other data, or the storage or delivery of information resulting from whatever cause.
For all purposes, and in particular for purposes of 6 above, you warrant (confirm):
The website and all its content (including software, text, graphics, icons, hyperlinks, private information, and designs) are owned by or licensed to Prospero.
As the intellectual property rights in the content referred to immediately above are protected against infringement by local and international legislation and treaties, it may not be used in any way without Prospero or the licensor's prior written consent.
The image used on all banner visuals as part of the Budget Speech Campaign is governed under the Creative Commons Licence (Attribution 3.0 unported) and has not been modified.
Prospero reserves the right to:
You agree to indemnify and hold harmless Prospero, any member of the Prospero Group and its respective directors, officers, employees, agents, licensors, suppliers, and any third party information providers from and against all losses and expenses (including attorney and own client costs), resulting from any failure to adhere to these Terms of Use by you.
Your use of the Prospero website will for all purposes relating to its use, constitute your consent and submission to the jurisdiction of the courts of Bermuda.
Any claim arising from the use or inability to use the website, an application for, and the rendering of a service or providing of a product is subject to the laws of Bermuda - in respect of both the basis of the claim [contract, delict (tort), or any other], and the law relating to procedure and evidence.
All proceedings will be held in English and the unsuccessful party will be liable to pay all costs incurred by the successful party, including costs as between attorney and own client.
To obtain Prospero's consent as provided for in these Terms of Use, please address the request to [email protected].